Im working on a Social Science exercise and need support.
Respond to the question below that has been assigned to you by this Thursday
What is the definition of moral hazard? How do insurance companies reduce its influence?
Discuss the impact of copays and deductibles on demand for health care services for insured individuals
Based on this week’s readings “Consumer Demand for Health Insurance,” what happens if price of health insurance is too high and how sensitive are consumers to the price of health insurance?
What is adverse selection? How do insurance companies minimize its impact on premiums?
What is expected value? Using expected value to set premiums, what premium would someone who is risk adverse be willing to pay?
Identify at least three factors that impact the demand for health insurance?
******What premium would a risk neutral person be willing to pay?***** ( Please solve only this)
Why is health insurance linked to employment (e.g. group insurance) in the United States? Explain.
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